Terms and conditions

Avyro is a Swiss application that enables users to manage invoices, budgets, payment reminders, recurring expenses and, depending on the subscription, the financial organization of a household or family.

Avyro is a financial organization aid. The service does not replace the user’s personal obligations or the advice of a financial, tax, legal or accounting professional.

Using Avyro requires creating a user account. The user agrees to provide accurate information, keep their email address up to date and protect the confidentiality of their credentials.

The user is responsible for any activity carried out from their account.

Avyro is intended for personal, family or private use. Any abusive, fraudulent or unauthorized automated use, unauthorized access attempt, service disruption or use contrary to applicable laws is prohibited.

The user remains the owner of invoices, documents, files, budget information and data imported or entered in Avyro.

Avyro never becomes the owner of this content. The user is responsible for the accuracy, legality and relevance of imported documents.

Avyro may generate payment reminders, notifications or alerts. These reminders are provided as a practical aid.

The user remains solely responsible for actually paying invoices, meeting deadlines and checking amounts, beneficiaries and payment information.

Avyro may offer assistance in reading Swiss QR-bills to make invoice entry or tracking easier.

The user must always verify extracted or displayed information before any payment. Avyro does not guarantee that read, imported or interpreted data is error-free.

Some Avyro features may require a paid subscription. Prices, available plans, possible promotions and subscription conditions are shown in the application or on the website.

Payments are processed by Stripe or any other indicated payment provider. Avyro does not store full bank card data.

Unless otherwise stated, subscriptions renew automatically until cancelled.

Avyro may offer a paid trial period, for example at CHF 1.99. This offer may be limited to one use per user, household, payment method or email address.

At the end of the trial period, the subscription may renew automatically according to the selected plan unless cancelled before the due date.

The user may cancel their subscription using the options available in their account.

Deleting the account may permanently delete associated data, including invoices, documents, budgets, reminders and history. Before deletion, the user is responsible for exporting or saving any data they wish to keep if such a feature is available.

Avyro uses reasonable means to ensure service availability, security and proper operation.

However, Avyro does not guarantee uninterrupted or error-free access. Temporary interruptions may occur for maintenance, updates, technical incidents or reasons beyond our control.

Avyro provides an organization aid service. The user remains responsible for financial decisions, payments, declarations, deadlines and checks.

To the extent permitted by applicable law, Avyro cannot be held liable for indirect losses, payment delays, input errors, document misinterpretation, temporary unavailability or consequences linked to incorrect use of the service.

Personal data processing is described in the Avyro Privacy Policy.

Avyro may modify these terms to reflect changes to the service, regulations or technical constraints.

In the event of a significant change, users may be informed by email, notification or in-app message.

For any question about these terms, the user may contact Avyro at:

info@avyro.ch

These terms are governed by Swiss law.

Subject to mandatory legal provisions, the place of jurisdiction is in the canton of Neuchâtel, Switzerland.